Online investigator services

[jelato]

My ex-husband had filed bankruptcy to clear child support INTEREST that he owed me. Bankruptcy can clear interest, just not the actual arrearages. Anyway, I would like to find out if the bankruptcy went thru.

What site do people on this board use? I have seen references to looking info up.

ONe time I tried to do it. Gave them my credit card info - I got nothing. Now they didnt bill my card, but who knows what they did with it.

Thanks so much.

Karen

[penguin01]

I did not know that one could declare bancruptcy to avoid child support - that is really messed up, isn't it? You must have a lawyer - I would ask a lawyer who they use locally. Or how about calling the judge who established the child support payments. Might they be of any help in directing you?

[mood*ring]

you should be able to contact the federal bankruptcy court in his district to find out.

but as a "creditor" you should have received numerous documents about what is owed, how much is interest, what is being reinstated and what was discharged.

[Cornblossom]

child support can not be declared on bankruptcy. All the people he owes money to should have been notified of his court date so they can show up should they choose to do so,also if he owes you money-you should have gotten a letter of discharge.

[Shells2]

She said in her original post it was only the interest that would get wiped out by bankruptcy - not the actual child support.

I would think you would be able to phone your courthouse and they would be able to tell you who to call.. I'm not sure though. Good luck!

[Resty]

Any state that has a Circuit Court Access Program will have the bankruptcy posted.

[penguin01]

child support can not be declared on bankruptcy. All the people he owes money to should have been notified of his court date so they can show up should they choose to do so,also if he owes you money-you should have gotten a letter of discharge.
I should have said interest as the OP said:(still child-support somebody's daddy is trying to avoid) and it sounds like you need to make sure the court has correct contact information for you. The procedure is not supposed to be a secret to be kept from those to whom he owes money. It sounds like contacts you can make yourself as a creditor in the matter.

I'd be very concerned about the people who have your credit card number. If you don't have anything in writing from them - stating they haven't done anything and won't charge you - me- I would cancel that card right away and get another. Explain it to the credit card co - they probably will be cooperative and get another card out to you ASAP. Once you have done that be sure you email to cancel the online investigative service - pointing out that they have done nothing to this point -or a bill may pop up later.

[jelato]

Wow, you guys come thru with advice.

My ex has filed bankruptcy 4 times. Chapter's 7 in 1970 and 1985.

then Chapter 13 in 1993 which converted to Chapter 7 in 1995.

Then a Chapter 13 in 2000 and converted to a Chapter 7 in 2001.

The Chapter 7 in 2001 was what axed my interest judgment.

I read that you could not declare a Chapter 7 bankruptcy and have it cleared until 8 years have gone by.

The Chapter 7 in 1995 and another Chapter 7 in 2000 would seem to be wrong. I dont think he told the Florida court about the Pennsylvania one in 1995.

Not so much help really. Divorce final in 1988. Maryland has jurisdiction over divorce. I live in Pa, he lives in Florida.

He just finished paying $6,000 in interest that he could not file on for any bankruptcy. He makes last payment in March. He filed in Maryland that the $6000 was overpaid and he wants it back.

[mood*ring]

wow, i would get my own attorney and let the courts go after him for fraud, etc.

[mafitz701]

register for the Pacer service. Its online service, very good, and search for the case files through the district courts he filed in. Even if the Florida one has not been discharged it will show the activity. It will also provide you with the name and contact info for the trustee.

Time frame was 7 years between I thought? Does his child support go through a state support enforcement? If not you may have to file a complaint with the courts over his actions. There are two parts to this though, Maryland had jurisdiction because that is where your case originated, but you live in Penn now so you will have to get a change of jurisdiction in PA. It will not be a difficult thing to do because the state the children reside in is the state that takes jurisdiction. Sometimes it is easier and less costly to just go to child support enforcement and let them handle the whole mess. They will automatically request jurisdiction and get an amended order for child support entered into PA that will include all or part of the Maryland orders.

Jurisdiction will be successful if the children have been residing in the state of PA for 6 months or more.

If you want just email me his name and dob and I can get the bankruptcy info for you and I can give you the info you need on his bankruptcies.

[penguin01]

Great post - so glad you can help her. Am I the only one worried about her credit card number she gave to someone online? They haven't billed her YET - but what might be happening with that card number?
I think she should get rid of it ASAP. Am I wrong?:shrug:

[CelticDawn]

Great post - so glad you can help her. Am I the only one worried about her credit card number she gave to someone online? They haven't billed her YET - but what might be happening with that card number?
I think she should get rid of it ASAP. Am I wrong?:shrug:

ITA..get rid of that card...or at the very least keep very close tabs on it.

....and these online investigations places are what busybodies use....and they get ripped off <which is good for them...IMO>

[mafitz701]

I think it may depend on the service. Which service did you use jelato? It wouldn't hurt to cancel the number and get a new one issued just to be safe.

I went through the credit card fraud issue last year. I can not tell you how mad I was to find out someone had used my credit card to buy a $500 gift certificate for ebay, they had set up a paypal account in my name and everything. It took over a month to get the mess cleaned up, and then I found out from our bank that they were not even going to get the police involved because it was $500 or less.

[jelato]

register for the Pacer service. Its online service, very good, and search for the case files through the district courts he filed in. Even if the Florida one has not been discharged it will show the activity. It will also provide you with the name and contact info for the trustee.

Time frame was 7 years between I thought? Does his child support go through a state support enforcement? If not you may have to file a complaint with the courts over his actions. There are two parts to this though, Maryland had jurisdiction because that is where your case originated, but you live in Penn now so you will have to get a change of jurisdiction in PA. It will not be a difficult thing to do because the state the children reside in is the state that takes jurisdiction. Sometimes it is easier and less costly to just go to child support enforcement and let them handle the whole mess. They will automatically request jurisdiction and get an amended order for child support entered into PA that will include all or part of the Maryland orders.

Jurisdiction will be successful if the children have been residing in the state of PA for 6 months or more.

If you want just email me his name and dob and I can get the bankruptcy info for you and I can give you the info you need on his bankruptcies.

Hi - thank you! I did find a site that told me when he filed bankruptcy. I do remember that it was discharged. BUT at the time I knew that he had filed a third bankruptcy, but I didnt know when. I remember thinking while reading the 4th bankruptcy (where my child support interested was shot down) that it asked had you filed for bankruptcy before and he put NO. I laughed and thought oh yeah, right.

I posted this tale of woe on another web site and a lawyer contacted me from Pennsyvlania. I think it will have to be a lawyer from Florida though.

My kids are 27 and 24. You wouldnt think we would still be fooling with this.

If the 4th bankruptcy is declared invalid, my interest would still be in place. I would give half of it in fees if someone would just bust him and get him off my back.

He has a Navy pension and SS.

[jelato]

Great post - so glad you can help her. Am I the only one worried about her credit card number she gave to someone online? They haven't billed her YET - but what might be happening with that card number?
I think she should get rid of it ASAP. Am I wrong?:shrug:

Hi Penguin - dont worry. I lose my credit cards so often that I always have a "new" one that has canceled the old one. It is handy, because you never know what magazine is lurking out there waiting to tap into your card.

[jelato]

I think it may depend on the service. Which service did you use jelato? It wouldn't hurt to cancel the number and get a new one issued just to be safe.

I went through the credit card fraud issue last year. I can not tell you how mad I was to find out someone had used my credit card to buy a $500 gift certificate for ebay, they had set up a paypal account in my name and everything. It took over a month to get the mess cleaned up, and then I found out from our bank that they were not even going to get the police involved because it was $500 or less.

Wow, I bet those crooks know that anything less than $500 keeps them below the radar of police. I did lose the card and got a new one. I am not very organized and cards always seem to go left when I am going right. I have been very lucky not to have anything happen to me.

You know when you read those 50,000 names and credit card info compromised - VA or TJ Maxx. I always seem to be in one of those.

The credit union I belong to lets me check my credit pretty frequently and no new cards out there so far.

[mafitz701]

You may be able to get his bankruptcy kicked yourself. Just call the trustee listed on his current bankruptcy and give him the case numbers for all of the previous bankruptcies starting with the most recent.

Let him pull them up (even though he should have done that already), and give him the dates of the past filings.

You will save the money if you can bypass the attorney.

Pacer is still the best one there is. Most of the courts are using it to maintain their files, and its cheap. Its only .10 a page. It also lets you check more than just bankruptcies if you just happen to be nosy and like to do background checks on people, like me.